Protecting you. Protecting your family
How would your family cope if you were to die or have a critical illness? Many people don’t like to think about death or serious illness and even if they do, they’ll say they don’t need protection because, “It’ll never happen to me”‘. In the event of death families could be at risk by failing to protect themselves financially.
Life insurance and critical illness cover should be at the top of your list when thinking of priorities. This will offer some security for your loved ones if you were to die or suffer a critical illness. This could be used to cover mortgage payments and any loans as well as provide funds to enable you family to continue with the lifestyle they are used to.
You should also consider income protection in case you are unable to work because of sickness. This will provide a monthly income until you are able to work again, retire or die.
You may need to provide funds to pay any Inheritance Tax liabilities, cover funeral costs or provide funds to pay for care costs. These can all be covered with a Whole of Life policy.
Surprisingly, protecting yourself and your family may not be as expensive as you might think.